Comments on: Why Bother With Credit Cards? http://www.freshbooks.com/blog/2007/06/11/why-bother-with-credit-cards/ A blog about our thoughts on entrepreneurship, teamwork, our services, the Web and anything we find interesting. Sat, 21 Nov 2009 07:27:46 -0500 http://wordpress.org/?v=2.8.4 hourly 1 By: Levi Cooperman http://www.freshbooks.com/blog/2007/06/11/why-bother-with-credit-cards/comment-page-1/#comment-64535 Levi Cooperman Wed, 01 Oct 2008 12:47:59 +0000 http://www.freshbooks.com/blog/2007/06/11/why-bother-with-credit-cards/#comment-64535 Hi Robert, The basic FreshBooks plan is free forever, there is no trial period. You are limited to three clients and one staff member. PayPal is also free to use, but you pay them a percentage of every transaction. - Levi Hi Robert,

The basic FreshBooks plan is free forever, there is no trial period. You are limited to three clients and one staff member.

PayPal is also free to use, but you pay them a percentage of every transaction.

- Levi

]]> By: robert crosby http://www.freshbooks.com/blog/2007/06/11/why-bother-with-credit-cards/comment-page-1/#comment-64534 robert crosby Wed, 01 Oct 2008 04:48:48 +0000 http://www.freshbooks.com/blog/2007/06/11/why-bother-with-credit-cards/#comment-64534 Is the very basic plan totally free or is there a trial period? Is the very basic plan totally free or is there a trial period?

]]> By: Matthew Hunt http://www.freshbooks.com/blog/2007/06/11/why-bother-with-credit-cards/comment-page-1/#comment-45860 Matthew Hunt Sat, 24 Nov 2007 00:32:54 +0000 http://www.freshbooks.com/blog/2007/06/11/why-bother-with-credit-cards/#comment-45860 Every business owner should print of this article: 17 Essential Questions Every Canadian Small Business Owner Must Ask Before Choosing A Payment Processing Provider found at: http://www.canadian-merchant-account-services.com/payment-processing.html Every business owner should print of this article:

17 Essential Questions Every Canadian Small Business Owner Must Ask Before Choosing A Payment Processing Provider

found at: http://www.canadian-merchant-account-services.com/payment-processing.html

]]> By: Patrice http://www.freshbooks.com/blog/2007/06/11/why-bother-with-credit-cards/comment-page-1/#comment-45436 Patrice Mon, 13 Aug 2007 16:55:09 +0000 http://www.freshbooks.com/blog/2007/06/11/why-bother-with-credit-cards/#comment-45436 There is one thing that I don't get! It's about the all concept of eCommerce, isn't it supposed to be faster or even immediate transaction? If I'm from Montreal and bill a client at Montreal, why do I have to wait 4-6 days after being analyze by the federal reserve. At the end I'm waiting for about the same time to have my check and I'm paying fee for it. If my bank account is already accepted in the PayPal system why it's longer to get that data transfer compare of a piece of software that you bought by credit card and have it at the end of a download link made available immediately? As you can see I'm more disappointed then convinces about the efficiency of the Paypal gateway alike. There is one thing that I don’t get!

It’s about the all concept of eCommerce, isn’t it supposed to be faster or even immediate transaction?

If I’m from Montreal and bill a client at Montreal, why do I have to wait 4-6 days after being analyze by the federal reserve.

At the end I’m waiting for about the same time to have my check and I’m paying fee for it.

If my bank account is already accepted in the PayPal system why it’s longer to get that data transfer compare of a piece of software that you bought by credit card and have it at the end of a download link made available immediately?

As you can see I’m more disappointed then convinces about the efficiency of the Paypal gateway alike.

]]> By: Patrice http://www.freshbooks.com/blog/2007/06/11/why-bother-with-credit-cards/comment-page-1/#comment-45435 Patrice Mon, 13 Aug 2007 16:53:07 +0000 http://www.freshbooks.com/blog/2007/06/11/why-bother-with-credit-cards/#comment-45435 There is one thing that I don't get! It's about the all concept of eCommerce, isn't it supposed to be faster or even immediate transaction? If I'm from Montreal and bill a client at Montreal, why do I have to wait 4-6 days. At the end I'm waiting for about the same time to have my check and I'm paying fee for it. If my bank account is already accepted in the PayPal system why it's longer to get that data transfer compare of a piece of software that you bought by credit card and have it at the end of a download link made available immediatly? As you can see I'm more then convainces about the effeciency of the Paypal gateway alike. There is one thing that I don’t get!

It’s about the all concept of eCommerce, isn’t it supposed to be faster or even immediate transaction?

If I’m from Montreal and bill a client at Montreal, why do I have to wait 4-6 days.

At the end I’m waiting for about the same time to have my check and I’m paying fee for it.

If my bank account is already accepted in the PayPal system why it’s longer to get that data transfer compare of a piece of software that you bought by credit card and have it at the end of a download link made available immediatly?

As you can see I’m more then convainces about the effeciency of the Paypal gateway alike.

]]> By: merchants http://www.freshbooks.com/blog/2007/06/11/why-bother-with-credit-cards/comment-page-1/#comment-45106 merchants Mon, 25 Jun 2007 23:56:23 +0000 http://www.freshbooks.com/blog/2007/06/11/why-bother-with-credit-cards/#comment-45106 Actually watch out for PayPal. Read an article on our site about what happened and PayPal doesn't even care! Actually watch out for PayPal. Read an article on our site about what happened and PayPal doesn’t even care!

]]> By: Levi Cooperman http://www.freshbooks.com/blog/2007/06/11/why-bother-with-credit-cards/comment-page-1/#comment-44264 Levi Cooperman Wed, 13 Jun 2007 13:19:28 +0000 http://www.freshbooks.com/blog/2007/06/11/why-bother-with-credit-cards/#comment-44264 Hi Jeff, The only other Canadian option that is integrated with FreshBooks is what was formerly Paradata and is now called Payment Processing, Inc. (http://www.paypros.com/)...Paradata was a Whistler based company bought by an American company. Hi Jeff,

The only other Canadian option that is integrated with FreshBooks is what was formerly Paradata and is now called Payment Processing, Inc. (http://www.paypros.com/)…Paradata was a Whistler based company bought by an American company.

]]> By: Ben Blakley http://www.freshbooks.com/blog/2007/06/11/why-bother-with-credit-cards/comment-page-1/#comment-44252 Ben Blakley Wed, 13 Jun 2007 08:22:51 +0000 http://www.freshbooks.com/blog/2007/06/11/why-bother-with-credit-cards/#comment-44252 PsiGate is great because they integrate very well with FreshBooks and is Auto-bill capable. This means that you can setup to have customers credit-cards charged automatically every month or any interval that you setup in your re-occuring profile. They also have a bundle deal where you can get a USD and a CAD merchant account under one package ($39.95 / month on their starter package). There is a caveat on the USD account that you need to process a minimum transaction volume. The rates are either 3.49% or 3.95% depending on which package you go with. Second chocie after PsiGate would be Moneris - however Moneris does not integrate with FreshBooks. PsiGate is great because they integrate very well with FreshBooks and is Auto-bill capable. This means that you can setup to have customers credit-cards charged automatically every month or any interval that you setup in your re-occuring profile. They also have a bundle deal where you can get a USD and a CAD merchant account under one package ($39.95 / month on their starter package). There is a caveat on the USD account that you need to process a minimum transaction volume. The rates are either 3.49% or 3.95% depending on which package you go with.

Second chocie after PsiGate would be Moneris – however Moneris does not integrate with FreshBooks.

]]> By: Jeff http://www.freshbooks.com/blog/2007/06/11/why-bother-with-credit-cards/comment-page-1/#comment-44248 Jeff Wed, 13 Jun 2007 05:22:04 +0000 http://www.freshbooks.com/blog/2007/06/11/why-bother-with-credit-cards/#comment-44248 Thanks Levi - definitely looking for the seamless solution - would prefer to stay away from the paypal option. What would be your second choice for a Canadian provider beside PsiGate? Thanks Levi – definitely looking for the seamless solution – would prefer to stay away from the paypal option.

What would be your second choice for a Canadian provider beside PsiGate?

]]> By: Levi Cooperman http://www.freshbooks.com/blog/2007/06/11/why-bother-with-credit-cards/comment-page-1/#comment-44178 Levi Cooperman Tue, 12 Jun 2007 13:51:58 +0000 http://www.freshbooks.com/blog/2007/06/11/why-bother-with-credit-cards/#comment-44178 Hi Jeff. Hands down, the easist way to start accepting online payments in Canada (and many other countries for that matter) is <a href="https://www.paypal.com/row/mrb/pal=L7852E77P5VLJ" rel="nofollow">PayPal</a>. It is reasonably priced and a cinch to get up and running. Now if you don't like PayPal, or want a more seamless solution, there are a number of different providers in Canada. We normally recommend some guys based out of Mississauga called PSiGate (<a href="http://www.psigate.com" rel="nofollow">www.psigate.com</a>). They will get you going and recommend a merchant account. However, if you have a lot of US customers and want to collect in US funds (which isn't a great idea right now what with the sate of the CAD) then there are a slew of US providers that are great. We normally recommend <a href="http://www.authorize.net" rel="nofollow">Authorize.net</a>. Check out our old website (<a href="http://www.secondsite.biz/Partners/" rel="nofollow">www.secondsite.biz/Partners/</a>) for some more ideas. - Levi Hi Jeff.

Hands down, the easist way to start accepting online payments in Canada (and many other countries for that matter) is PayPal. It is reasonably priced and a cinch to get up and running.

Now if you don’t like PayPal, or want a more seamless solution, there are a number of different providers in Canada. We normally recommend some guys based out of Mississauga called PSiGate (http://www.psigate.com). They will get you going and recommend a merchant account. However, if you have a lot of US customers and want to collect in US funds (which isn’t a great idea right now what with the sate of the CAD) then there are a slew of US providers that are great. We normally recommend Authorize.net.

Check out our old website (http://www.secondsite.biz/Partners/) for some more ideas.

- Levi

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