Get Paid Faster With Advanced Payments, a Better Virtual Terminal
Updated on February 9, 2026 | 2 min. read
Process payments directly in FreshBooks with Virtual Terminal and Advanced Payments.
If you’re out meeting clients, sourcing materials, or hunting down leads, you’re likely not at your desk all day. For some business owners, you might not even have a desk. But that means you need a payment option that can keep up with your always-on-the-go pace.
Let’s say, for example, you’re out at a consulting session for one client, and another client calls to pay for some work you did last week. Instead of having to rely on in-person payments, all you need is your laptop, an internet connection, and FreshBooks’ virtual terminal to get paid.
What Is Advanced Payments (and Virtual Terminal)?
Advanced Payments is a FreshBooks add-on featuring a virtual terminal that securely stores credit card information and processes payments on the spot. That means you can charge clients instantly over the phone, in person, or on the go.
It also takes the hassle out of credit card processing by allowing you to save your client’s credit card information for future transactions. And by being able to set it and forget it with Advanced Payments, it’s faster than a lot of other payment processors – and helps you keep on top of all the money you’re owed.
How Do I Use Advanced Payments?
Once you’ve enabled FreshBooks Payments and added Advanced Payments, just follow these steps:
- On an Invoice, click Charge Card.
- Enter your client’s information in the Virtual Terminal and click Charge.
- Click Done, and you’re done! Your client will automatically get a receipt emailed to them.
- Process payments on the spot with virtual terminal
- Streamline subscription billing and recurring payments
- Save client credit card information for future use
- Regulate cash flow and plan for growth
- Provide a seamless payment gateway for your clients
- Avoid the need for in-person payments
- Get paid without the need for extra merchant services
