Simplify tax time with FreshBooks 🙌 Get 70% off for 4 months. Buy now & save
70% Off for 4 Months Buy now & save
The easy way to get paid
No credit card required. Cancel anytime.


With FreshBooks Payments, your billing and accounting workflow just clicks
Create professional invoices, make it easy for clients to pay, and keep cash flow predictable as your business grows.

STEP 1
Create invoices
Create polished invoices that build trust and reflect how you work-whether it’s one-off projects, deposits, retainers, or recurring billing.
Flexible invoicing
Bill your way with one-time, recurring, or deposit-based invoices.
Accurate by default
Track time and expenses, then turn them into invoices in a few clicks-no missed billables.
Payments that do more for your business
Secure the revenue you earned, faster, with new payment methods and integrated financial services designed to fuel your growth.
Buy Now, Pay Later
Let your clients pay for your work over time, while you get paid upfront. It's a win-win: flexible for them, and risk-free for you.
Learn MoreUnlock 24/7 cash flow with Instant Payouts
Access your earnings in minutes, 24/7, even on weekends and holidays, so you can cover expenses and keep your business moving.
Learn MoreUnlock working capital when you need it
Stripe Capital gives eligible FreshBooks Payments users fast access to small business financing based on their payment history. Use it to smooth out cash flow, take on bigger projects, or invest in your next great idea, while you pay your financing through a portion of your daily sales*.
Learn MoreAdvanced Payments: a better virtual terminal
- Securely save client cards on file for future billing.
- Set up automated recurring billing profiles for repeat services.
- Create subscription-based client profiles with predictable, automatic payments.
Checkout links: Accept payments…fast!
- Get paid without creating an invoice.
- Accept credit cards and bank transfers online.
- Automatically send receipts and record payments in FreshBooks.
Unlock working capital when you need it
Stripe Capital gives eligible FreshBooks Payments users fast access to small business financing based on their payment history. Use it to smooth out cash flow, take on bigger projects, or invest in your next great idea, while you pay your financing through a portion of your daily sales*.
Learn MoreHow it works
1
Choose how you want to get paid
Set your invoice preferences by easily enabling the secure payment methods your clients use most. From credit cards, to ACH or Buy Now, Pay Later.
2
Clients pay effortlessly and securely
Your clients receive a professional, branded invoice, with an easy-to-use checkout page for a smooth payment experience.
3
Everything updates automatically
Once paid, transactions are instantly recorded and reconciled against your invoice. Your dashboard and reports update automatically, giving you a clear, accurate view of your cash flow.
Security that never clocks out
FreshBooks Payments powered by Stripe encrypts every transaction and processes it in a PCI-compliant environment to protect you from fraud, deliver secure online payments, and keep your clients’ data safe. Our built-in fraud protection and 365-day reliability help you look consistent, professional, and trustworthy.
Simple, transparent pricing
with no hidden fees
Clear rates on every transaction, with no setup costs or surprise fees, backed by best-in-class security.
CREDIT AND DEBIT CARDS
2.9% + $0.30 per transaction
AMEX
3.5% + $0.30 per transaction
Bank Transfers
1% per transaction
Buy Now, Pay Later
6% + $0.30 per transaction
Subject to eligibility
AInstant PayoutTE 5
1% transaction fee
Pay only when you use this service.
Want even lower transaction rates?
Our FreshBooks Select plan could be the right fit. Get preferred credit card and debit card rates, dedicated Select support, customized training for your team, and a payments setup designed for your growing business.
More About Select Plan
We also accept PayPal, starting at 2.9% + $0.30 per transaction.
Frequently Asked Questions


