The easy way to get paid
No credit card required. Cancel anytime.


More Payment Options and No Hidden Fees
Providing your clients with multiple ways to pay means you get paid faster. You’ll always know exactly how much money you’re taking in because pricing is transparent.
Try It FreeSimple, transparent pricing with no hidden fees
Clear rates on every transaction, with no setup costs or surprise fees, backed by best-in-class security.
Bank Transfers
1% per transaction
ACH only available for US customers
Buy Now, Pay Later
6% + $0.30 per transaction
Subject to eligibility
We also accept PayPal, starting at 2.9% + $0.30 per transaction.
NEW
Buy Now, Pay Later
Advanced Payments: a better virtual terminal
- Securely save client cards on file for future billing.
- Set up automated recurring billing profiles for repeat services.
- Create subscription-based client profiles with predictable, automatic payments.
Unlock cash flow, 24/7
Online payments seamlessly link with FreshBooks
Set up online payments in a single click
Checkout links: Accept payments…fast!
- Get paid without creating an invoice.
- Accept credit cards and bank transfers online.
- Automatically send receipts and record payments in FreshBooks.
NEW
Buy Now, Pay Later
Advanced Payments: a better virtual terminal
- Securely save client cards on file for future billing.
- Set up automated recurring billing profiles for repeat services.
- Create subscription-based client profiles with predictable, automatic payments.
Unlock cash flow, 24/7
Online payments seamlessly link with FreshBooks
Set up online payments in a single click
Checkout links: Accept payments…fast!
- Get paid without creating an invoice.
- Accept credit cards and bank transfers online.
- Automatically send receipts and record payments in FreshBooks.



















NEW
Buy Now, Pay Later




Advanced Payments: a better virtual terminal
- Securely save client cards on file for future billing.
- Set up automated recurring billing profiles for repeat services.
- Create subscription-based client profiles with predictable, automatic payments.




Unlock cash flow, 24/7




Online payments seamlessly link with FreshBooks




Set up online payments in a single click




Checkout links: Accept payments…fast!
- Get paid without creating an invoice.
- Accept credit cards and bank transfers online.
- Automatically send receipts and record payments in FreshBooks.




Want even lower transaction rates?
Our FreshBooks Select plan could be the right fit. Get preferred credit card and debit card rates, dedicated Select support, customized training for your team, and a payments setup designed for your growing business.
More About Select Plan
Frequently Asked Questions
Turn on FreshBooks Payments powered by Stripe in your account settings, then enable online payments on your invoices. Your clients will see a “Pay Now” button and can pay instantly by credit or debit card. Payments are processed securely and recorded automatically in FreshBooks, so you always know what’s been paid and what’s still outstanding.
When you send an invoice with online payments enabled, your client chooses how they want to pay: by card, bank transfer, digital wallet, or Buy Now Pay Later (subject to eligibility). Once they pay, the transaction is processed through FreshBooks Payments, securely encrypted, and automatically matched to the invoice and your reports. You get a clear, real-time view of your cash flow without manual data entry.
Yes. With FreshBooks Payments, you can set up recurring invoices and automatic payments for clients you bill on a regular schedule. Store a client’s card on file (with their permission), create a recurring billing profile, and FreshBooks will charge them automatically on the dates you choose, no more chasing payments.
credit and debit cards
- bank transfers (ACH in the US, PAD in Canada)
- digital wallets like Apple Pay and Google Pay
- Buy Now, Pay Later (BNPL) with Affirm (subject to eligibility)
These options are powered by Stripe and other integrated partners, allowing you to offer flexible, modern payment experiences from a single platform.
FreshBooks Payments uses Stripe’s global infrastructure and industry-leading security standards to help keep every transaction safe. All payment information is encrypted, processed in a PCI-compliant environment, and never stored in plain text. This helps protect your business from fraud and gives your clients confidence every time they pay you online.