Celebrating Small Business Month: Buy now and get 70% off for 4 months*. Buy now & save
70% Off for 4 Months Buy now & save
Small business
cash flow management
Know what’s coming in, what’s going out, and what’s coming next, so you can run your business with less stress and more control.
No credit card required
Does busy always mean “money in the bank”?
Cash flow is the classic small business plot twist: You can be booked solid and still feel broke, thanks to late payments, unpredictable expenses, and timing gaps you didn’t ask for.
When you’re running lean, time spent on manual admin eats into billable client hours. And when you’re paying yourself, cash flow issues affect things like loan payments and investment opportunities.
Turn cash flow from guesswork into a game plan
FreshBooks has the tools that create cash flow (invoicing, payments, expenses) all in one place, so it’s easier to stay on top of today and make smarter calls about tomorrow.
Speed it up
Make it easier for clients to pay, and automate the follow-up, so you can stop chasing unpaid invoices.
Improve cash flow with easy moves that add up
Start with easy wins that don’t require a finance degree or a weekend in the spreadsheets.
Get Paid Faster
Get paid the moment the work is done to remove payment friction.
Online Payments
Credit and Debit Cards, Bank Transfers, and Buy Now, Pay Later options.
Instant payouts
Access eligible funds in 30 minutes.
Automated Nudges
Late fees and reminders that do the "chasing" for you.
FreshBooks mobile app
Send invoices on-site, track expenses on the go, stay in control anywhere.
Stop Chasing Clients
You spend less time acting as a collections agent and more time billing.
Flexible financing for when cash flow timing gets real
Sometimes you don’t need “more business.” You need the cash from the business to arrive on a timeline that matches reality. FreshBooks helps connect eligible businesses to flexible financing options.
Make cash flow feel less…personal.
Faster, simpler setup: Apply for financing online in minutes.
Quick decisions: Get a decision within 24 hours.
Fast access to funds: If approved, receive funds as soon as the next business day.
Clear costs: Know your fees upfront before you commit.
No credit-score hit to check: Checking eligibility won’t affect your personal credit score.
Financing options vary by region and are subject to eligibility and approval.
Learn more about cash flow
How to Improve Cash Flow: 11 Tips Every Small Business Can Use
What Is Working Capital? Here’s Everything You Need to Know
How to Get a U.S. Small Business Loan in 7 Easy Steps
Frequently Asked Questions
Get cash flow clarity now. Stay ready for what’s next.
New to FreshBooks? Start your free trial.
1Stripe Capital offers financing types that include loans and merchant cash advances. All financing applications are subject to review prior to approval. In the US, Stripe Capital loans are issued by Celtic Bank, and YouLend provides Stripe Capital merchant cash advances.
