Limited time: $1/month for your first year*. Buy now & save
$1/month for your first year*. Buy now & save
Instant Payouts
Cash flow in minutes. Anytime your business needs it.
Instant Payouts offers eligible FreshBooks' Payments customers access to available funds in minutes—even nights, weekends, and holidays. Cover expenses, pay staff, and keep projects moving without waiting for banks to catch up.
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Money in minutes when it matters most
When rent is due, payroll is tomorrow, or a last-minute expense pops up, you shouldn’t be stuck waiting for money to clear. Instant Payouts turns today’s earnings into usable cash fast.

Turn earnings into cash flow
Use your payout balance to pay staff, restock supplies, or take on new jobs right away. It’s your money, available when you need it, not when the bank decides.
Get paid anytime, including nights, weekends, and holidays
Ditch bank hours. Receive payouts anytime—day, night, weekends, or holidays—and see funds arrive in about 30 minutes.
Keep your business moving without delays
Stop waiting for transfers to clear. Use Instant Payouts to cover bills, pay staff, or jump into your next project immediately. No delays. No bottlenecks. Just momentum.
A safety net for real-life moments
Unexpected expenses happen. With Instant Payouts, you’ve got fast access to cash so you can keep your business steady, no matter what comes up.
How it works
If you’re an eligible FreshBooks’ Payments customer, sending an Instant Payout is easy:

STEP 1
Go to your Online Payments page and check your available balance.
STEP 2
Select Pay Out Now
STEP 3
Choose where you want the money sent.
DONE!
Funds usually arrive in about 30 minutes.
Straightforward pricing, real-time speed
The Instant Payouts transaction fee is 1% in Canada and 1.5% in the U.S. You only pay when you use this service.
For many small businesses, receiving payouts instantly helps avoid late fees, protects cash flow, and keeps operations running smoothly and easily.
Ready to access your money instantly?
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Frequently asked questions
Instant Payouts allows eligible businesses to receive their pending balance on an eligible debit card or bank account, with most funds arriving within 30 minutes 24/7—even on nights, weekends, and bank holidays.
Instant Payouts are offered to eligible FreshBooks Payments customers. Eligibility is determined based on a variety of risk-assessment factors, including your account history, payment volume, and risk profile. Eligibility updates automatically as your account activity grows. You can check if Instant Payouts are available to you by clicking Online Payments in your FreshBooks account.
A small fee applies per payout: 1% in Canada and 1.5% in the United States. You only pay when you use it. The fee is automatically deducted from the payout amount.
Most payouts arrive within 30 minutes. The first payout may take longer, due to verification or other processing factors.
Yes. Instant Payouts is available 24/7, including nights, weekends, and holidays. There’s no need to wait for bank hours.
If you don’t see the option, your account may not yet be eligible. Continue using FreshBooks Payments; as your history and volume grow, eligibility will automatically update.
Yes. Transactions are processed through secure, PCI-compliant payment networks and meet the same security standards as standard payouts.

