The Financing Your Business Needs, Right Inside FreshBooks
Updated on April 22, 2026 | 2 min. read
Say hello to a faster, simpler way to access the capital your business needs without ever leaving FreshBooks.
For many small business owners, business financing doesn't seem to be within reach. In fact, 44% of small businesses don’t apply for loans because they think they’ll be denied. Traditional lenders often add to the challenge with strict requirements and approval timelines that take too long.
Now there's a better way. Introducing business financing in FreshBooks: funding that starts where your business already lives.
Why small businesses need better access to financing
For service-based businesses, there's often a gap between when work is completed and when payment actually arrives. That gap can create real pressure—covering payroll before a client pays, funding materials for a new project, or simply building more predictability into your cash flow.
FreshBooks’ business financing is built to help bridge those moments, so you can keep work moving without slowing down your plans.
How financing works at FreshBooks
The Financing section inside FreshBooks is where eligible customers can explore their options without having to start from scratch. Because your invoices, expenses, and financial history are already in one place, the process is smoother, with less paperwork and fewer steps.
By logging into your FreshBooks account, you can:
- See if you pre-qualify without leaving your FreshBooks account.
- View any financing options available to you.
- Move faster when timing matters, without starting from scratch.
If you’re managing uneven cash flow, preparing for a busy season, or trying to bridge the gap between completed work and incoming payments, the Financing section gives you a simpler path to explore your options right where you already work.
Keep your momentum going
Running a business takes momentum. Business financing in FreshBooks is designed to help you protect it.
Business financing is currently available to FreshBooks customers in the United States. If you need help bridging the gap between work completed and cash in hand, log in to FreshBooks and head to the Financing section to see if you qualify.
