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5 Min. Read

What Is PayPal Balance & How Can I Check It

What Is PayPal Balance & How Can I Check It

Signing up for a PayPal account is just the beginning of all of the benefits that you can get from the platform. It’s a simple to use platform that makes it easy to send and receive money for financial transactions. And, you can do it with either a personal account or a business account.

There are some extra benefits that you get with a business account that you wouldn’t get from a personal account. However, the entire process is relatively the same when it comes to a direct payment method. PayPal is a popular online payment platform because it doesn’t cost you anything to send money. Plus, if you use PayPal to purchase something online, there’s no fee to do so.

So, depending on how often you sell a product or send or receive money from someone else, you might have a PayPal balance. But do you know how to find it? What if something doesn’t add up?

This is everything you need to know to check your PayPal balance.

Here’s What We’ll Cover:

Different Ways to Use PayPal

How to Check Your PayPal Balance on Mobile

How to Check Your PayPal Balance on Desktop

Key Takeaways

Different Ways to Use PayPal

First, there are a few different ways that PayPal can be used to send or receive money.

The most common is through an instant transfer. The money that you send gets credited to the account that received it immediately. The person that received the money can decide if they want to keep it in their PayPal account or transfer it directly to their personal bank account.

Sending an eCheck is also another way to send money. It’s basically the same as a physical paper check, but everything is done digitally. Another option is with a credit card and using your PayPal account for any credit card purchases.

How to Check Your PayPal Balance on Mobile

PayPal’s app can get downloaded on any type of device. Essentially, all you do is open up the app from your mobile device to see your balance. So, if you don’t already have it downloaded, that will be your first step.

Once you have the app downloaded, you can open it up and enter your login information. After you have successfully logged in with your email address and password, your balance will show up on the left-hand side of the main account page.

The amount that gets displayed will reflect your actual balance. If you have no money in your account, it will show a $0 balance. If you do have money in your account, you will notice that it will show the available amount that you have. And it will also reflect a negative balance should that be the case.

If there is a negative balance or your account is temporarily on hold, contact PayPal customer service to find out more information.

How to Check Your PayPal Balance on Desktop

While the PayPal app works great, it’s not always accessible. Either that, or you monitor all your business expenses and needs through your computer. The good news is that all you have to do is head over to the PayPal website on your preferred browser.

Click on where it says Log In in the upper right-hand corner and enter your email and password account details. As soon as you are signed in, your account balance will be shown near the top left area of the page.

Key Takeaways

Knowing where to find your PayPal balance will ensure that you have enough funds available in your account to make any transactions. Your balance will always get displayed in your primary currency. It’s also important to recognize your balance doesn’t include recurring payments or pending payments.

The simplest way to check your PayPal account balance is to either log into the app on your mobile device or visit the PayPal website. Once you’re logged in, your account balance will get displayed right on the main page.

You can see your current balance on the Account Summary page. Or, you could click on the Money option to view a more detailed breakdown of all your recent transactions. It can provide you with an overview of any different currencies you have used in the past or any payments that are currently held or pending.

And if you wanted to go a step further, PayPal will also break down the different credit cards, debit cards or banking accounts linked to your account. This can help you spot and identify any unusual activity and flag any unauthorized transactions. If there is an unauthorized transaction on your account, contact PayPal's resolution center.


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